Hey everyone,
I just launched a new calculator on the site and wanted to share it with you here first.
Car vs Uber Calculator – South Africa 2026
The idea is simple: with petrol at R23.36/L right now and insurance costs climbing, a lot of people are quietly wondering whether it actually makes sense to keep their car, or whether just using Uber and Bolt for everything would work out cheaper. I built this to give you a proper answer based on your actual situation, not a rough guess.
How to use it:
- Car tab — enter your car price, whether you financed it (and on what terms), your insurance, fuel consumption, and running costs like tyres and maintenance
- Ride tab — set your Uber/Bolt rate per km, base fare, and how much surge pricing you typically deal with
- Usage tab — how many trips you do a month, average trip distance, and any extra personal km you do that you couldn’t easily Uber (school runs, weekend trips, etc.)
The calculator gives you a full monthly and annual breakdown, shows you which option is cheaper, and even calculates the break-even point, how many trips per month you’d need before the car makes financial sense.
All the defaults are set to realistic South African numbers for April 2026 (petrol price, typical insurance, Uber Go rates in Gauteng), but you can adjust everything to match your situation.
Would love to know what results you’re getting. Are you firmly in the own-a-car camp, or did the numbers surprise you? Drop your result or your situation below.